Check if I qualify
Blacklisted welcome

Blacklisted? Yebo, you can still drive.

We approve on what you earn, not only your credit record. Cars and bakkies from R1 795/week, all-in.

  • Income-based approval
  • No credit-score hit
  • Insurance incl.
  • No balloon

No credit-score hit · 60 seconds

See what you pre-qualify for in 60 seconds

✓ No credit-score hit✓ R0 balloon✓ POPIA-protected✓ Real people on WhatsApp
Answer in 60 seconds · keys in 2–5 working days We chat in English, isiZulu, Sesotho, Setswana, isiXhosa & Afrikaans Mon–Sat 07:00–19:00 · WhatsApp 7 days
We hear you

What people like you worry about, answered

“Every bank says no.”

Rent-to-own is a rental; we look at affordability.

“I’ll get ripped off.”

Full price and where every rand goes, upfront.

“Balloon payments.”

R0 balloon. Buy it for R5,000 at the end.

Vehicles that fit: from R1 620/week, every rand shown

VW Polo Vivo 1.4 (illustrative)2022
Low mileageFamily favourite

VW Polo Vivo 1.4

R1 850/week all-in
Deposit
R14 500
Term
48 months
Buy at the end
R5 000
Full cost to own, incl. buy price
R404 300
Where every rand goes
  • Vehicle R210 000
  • Insurance, tracker & service R81 120
  • Licence & admin R6 000
  • Our rental margin & risk R107 180

At the end of the term: buy it for R5 000, or hand it back. No balloon.

What’s inside the weekly amount
  • Comprehensive insurance
  • Tracker
  • Service plan
  • Licence & registration
  • 24/7 roadside
  • 3,000 km a month
See details & check if I qualify
Suzuki Swift 1.2 (illustrative)2023
Cheapest to run

Suzuki Swift 1.2

R1 795/week all-in
Deposit
R13 500
Term
48 months
Buy at the end
R5 000
Full cost to own, incl. buy price
R391 860
Where every rand goes
  • Vehicle R195 000
  • Insurance, tracker & service R76 960
  • Licence & admin R6 000
  • Our rental margin & risk R113 900

At the end of the term: buy it for R5 000, or hand it back. No balloon.

What’s inside the weekly amount
  • Comprehensive insurance
  • Tracker
  • Service plan
  • Licence & registration
  • 24/7 roadside
  • 3,000 km a month
See details & check if I qualify
Toyota Hilux 2.4 GD S/Cab (illustrative)2021
BakkieFor your business

Toyota Hilux 2.4 GD S/Cab

R2 650/week all-in
Deposit
R24 500
Term
48 months
Buy at the end
R5 000
Full cost to own, incl. buy price
R580 700
Where every rand goes
  • Vehicle R390 000
  • Insurance, tracker & service R108 160
  • Licence & admin R6 000
  • Our rental margin & risk R76 540

At the end of the term: buy it for R5 000, or hand it back. No balloon.

What’s inside the weekly amount
  • Comprehensive insurance
  • Tracker
  • Service plan
  • Licence & registration
  • 24/7 roadside
  • 3,000 km a month
See details & check if I qualify
Why YeboAuto exists

The bank looked at your past. We look at what you earn today.

Rent-to-own should be a second chance. Too often it ends up as surprise fees, a balloon you can’t pay, and a car stuck at the workshop while the debit order keeps running. We read the reviews.

So YeboAuto does the opposite, in writing: the full price before you sign, where every rand goes, a loan car if a repair takes more than a day, and nothing due after your last payment.

R0balloon. Your last weekly payment is your last payment
24 hrsin the workshop? Loan car, or that week is free
7 daysyour written price card stays locked

Yebo means yes. Because you’ve heard “no” enough.

Rent-to-own vs the bank

YeboAutoBank finance
What decides approvalYour income todayYour credit record
Blacklisted or debt reviewWelcome to applyUsually declined
Insurance, tracker & serviceInside the weekly amountExtra, every month
Balloon at the endR0Often 20–35% of the price
Payslip neededNo, statements are fineUsually yes
Car at the workshopLoan car or free weekYour problem
Full price shown upfrontEvery vehicle, itemisedAfter approval

Bank finance terms vary by lender; balloon and fees are typical of SA vehicle finance in 2026.

Keys in four steps

  1. 1

    Answer 5 quick questions

    60 seconds, on your phone. No credit-score hit.

  2. 2

    Chat to your consultant

    On WhatsApp, same day. Send your documents as photos.

  3. 3

    See the full price, sign digitally

    Weekly amount, deposit, term and total, before you sign.

  4. 4

    Collect and start earning

    Most approved customers collect in 2–5 working days.

FAQ

Quick answers

Can I really get a car if I’m blacklisted?

A bad credit record on its own doesn’t stop you. We assess your income and affordability.

Will this fix my credit record?

It’s a rental, not credit; ask us about payment confirmation letters that show your track record.

Can I get a car if I am blacklisted or under debt review?

Yes. Rent-to-own is a rental agreement, not a new loan. We look at your income and what you can afford each week, not only your credit record.

Can I buy it early?

Yes. Ask us for an early buy-out quote at any time during the rental.

Ready when you are.

Find out in 60 seconds if you qualify. No credit-score hit, no obligation.

Check if I qualify Chat